Keeping your finances safe with first responder loans

First responders make up a large portion of our local and national populations. According to the Department of Homeland Security, there are over one million firefighters in the U.S., 750,000 of which are volunteers. Local police departments are made up of approximately 556,000 full-time employees and sheriffs' offices house 291,000 workers. In addition, there are over 155,000 registered Emergency Medical Technicians (EMTs) across the country. This population, though vast, does not always earn enough wages to justify their difficult duties. While 2017 data from the U.S. Bureau of Labor Statistics found that the mean annual earnings for all occupations is $50,620, the mean salaries for first responders are as follows:

  • EMTs: $36,700
  • Firefighters: $51,930
  • Police officers: $64,540

Countless Americans rely on firefighters, police officers and EMTs to keep them safe in the event of an emergency. It's important that communities and organizations give back to those who put their lives on the line to protect the general population. At Nationwide Mortgage Bankers, Inc., we strive to support the men and women who work in this vital line of duty.

How your service can save you money

After a long day of work, first responders deserve to come home to a welcoming place that they can call their own. Nationwide Mortgage Bankers offers a solution that makes homeownership more than just a pipe dream. With first responder home loans, individuals can save money when buying or refinancing their homes. We offer FHA loans that require a down payment as little as 3.5 percent, as well as VA loans with no down payment required. In addition, our first responder mortgages prevent you from paying underwriting, document prep, application and processing fees.

Our loan officers want first responders to worry less about financing so they can focus on what they do best – keeping everyone safe. It's our way of giving back.

Nationwide's emphasis on care

We admire our first responders' courage to put others before themselves. For that reason, the loan officers at Nationwide Mortgage Bankers want to provide them with a personalized mortgage experience that is centered on trust and transparency. We will gladly walk you through the mortgage process, from the pre-approval stage through closing, offering guidance every step of the way.

If you have any questions, you can contact us at 800-370-POLICE or pba@nmbmortgage.com. Or get started on your first responder loan application today!